When you are having serious financial problems, your Charlotte bankruptcy attorney is there to help. You may have many questions about your situation, and perhaps the most commonly asked question from people concerns what to bring on the initial lawyer consultation. Here are some of the things you should consider.
By law, you must have an income analysis. Make certain that you have current pay stubs. You also need to have proof of income for the previous six months or so. This is not too difficult for employed individuals, but those that are self employed should bring all records to be safe.
Home owners need details on their property. Include all of your mortgage information and how much you owe the lender on your home. Try to figure out an approximate value of your house, and you can check out local sales on similar properties to get a reasonable estimate of your home's value.
Make a list of all your current debts and bring some type of proof with you. Include things like credit cards statements and medical bills. Make sure your statements list how much is owed and what the payments are. If you have other outstanding loans on cars or other things, include them. Include statements on any financial obligations that you owe.
You need to determine your approximate worth in dollars and compare that against all the debts that you owe. For your assets, include everything you own including personal possessions like jewelry. You also must include recreational vehicles like ATV bikes and jet skis.
On your first visit with your Charlotte bankruptcy attorney you can ask the lawyer about anything on your mind. The better prepared you are, the more your lawyer can help you. Talk to the helpful staff at the office to make sure you have everything you need for the first visit.
By law, you must have an income analysis. Make certain that you have current pay stubs. You also need to have proof of income for the previous six months or so. This is not too difficult for employed individuals, but those that are self employed should bring all records to be safe.
Home owners need details on their property. Include all of your mortgage information and how much you owe the lender on your home. Try to figure out an approximate value of your house, and you can check out local sales on similar properties to get a reasonable estimate of your home's value.
Make a list of all your current debts and bring some type of proof with you. Include things like credit cards statements and medical bills. Make sure your statements list how much is owed and what the payments are. If you have other outstanding loans on cars or other things, include them. Include statements on any financial obligations that you owe.
You need to determine your approximate worth in dollars and compare that against all the debts that you owe. For your assets, include everything you own including personal possessions like jewelry. You also must include recreational vehicles like ATV bikes and jet skis.
On your first visit with your Charlotte bankruptcy attorney you can ask the lawyer about anything on your mind. The better prepared you are, the more your lawyer can help you. Talk to the helpful staff at the office to make sure you have everything you need for the first visit.
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