With wars being waged in the Middle East, and the resultant increases in gas prices, more people are traveling by bicycle than ever before. Naturally, this means an increase in the number of accidents involving bicycles. In response to this increase, some attorneys are specializing in cycling accident claims.
Naturally, the first thing the victim of such an occurrence will want to do is get themselves to the hospital right away. Even if it seems like one feels fine, they may be in shock and unaware that they have injured their neck, or even broken a bone. It can be hours later before the shock wears off and the pain begins, and by then it could be too late to take the proper steps.
If the victim, thinking they are not injured, fails to file a police report and get contact information for the motorist, then their rights to compensation can be impacted. Pursuing an insurance claim means that a legal reporting of the event must have taken place, and the easiest way to make sure this happens is to call 911 immediately. This police report will include contact and insurance information of the motorist.
Once the police report is filed and the victim has been taken to the hospital, then the next step is to call legal counsel. Insurance adjusters will always keep an injured party in a disadvantageous position, and no victim should ever have to deal with the adjuster directly. It is the intent of the adjuster to pay the victim as little as they can possibly get away with.
Adjusters have a few tricks in their arsenal in order to accomplish that goal. First of all, they will attempt to assess contributory negligence. This is simply an assertion that the bicyclist was also negligent, and therefore contributed to their own injuries in some way, thus minimizing the responsibility of the motorist in the event.
It is almost always impossible for an adjuster to convince legal counsel of such contribution, however. The person who experienced the shock and trauma of the event will have a natural tendency to replay the matter in their mind over and over, finding ways they think they might have prevented it. This mechanism contributed to survival of our hunter-gatherer ancestors, but it is of little use to victims of an injury from being struck while riding a bicycle.
The insurance professional knows this fact, and will use this neural mechanism to convince the victim that the event was somehow their fault, or that they contributed to it in some way, and thus should accept a lesser settlement. Having legal protection during this very vulnerable time is vital. Accidents happen so quickly that, very often, there is no time to react, and it is only in hindsight that one can reevaluate the event.
Always be protected by counsel when attempting to negotiate settlement on cycling accident claims. The adjuster will attempt to assign negligence on the victim rather than the motorist, and only legal representation can prevent this from happening. Not only that, but it allows the injured individual to focus on healing rather than worrying about their claim.
Naturally, the first thing the victim of such an occurrence will want to do is get themselves to the hospital right away. Even if it seems like one feels fine, they may be in shock and unaware that they have injured their neck, or even broken a bone. It can be hours later before the shock wears off and the pain begins, and by then it could be too late to take the proper steps.
If the victim, thinking they are not injured, fails to file a police report and get contact information for the motorist, then their rights to compensation can be impacted. Pursuing an insurance claim means that a legal reporting of the event must have taken place, and the easiest way to make sure this happens is to call 911 immediately. This police report will include contact and insurance information of the motorist.
Once the police report is filed and the victim has been taken to the hospital, then the next step is to call legal counsel. Insurance adjusters will always keep an injured party in a disadvantageous position, and no victim should ever have to deal with the adjuster directly. It is the intent of the adjuster to pay the victim as little as they can possibly get away with.
Adjusters have a few tricks in their arsenal in order to accomplish that goal. First of all, they will attempt to assess contributory negligence. This is simply an assertion that the bicyclist was also negligent, and therefore contributed to their own injuries in some way, thus minimizing the responsibility of the motorist in the event.
It is almost always impossible for an adjuster to convince legal counsel of such contribution, however. The person who experienced the shock and trauma of the event will have a natural tendency to replay the matter in their mind over and over, finding ways they think they might have prevented it. This mechanism contributed to survival of our hunter-gatherer ancestors, but it is of little use to victims of an injury from being struck while riding a bicycle.
The insurance professional knows this fact, and will use this neural mechanism to convince the victim that the event was somehow their fault, or that they contributed to it in some way, and thus should accept a lesser settlement. Having legal protection during this very vulnerable time is vital. Accidents happen so quickly that, very often, there is no time to react, and it is only in hindsight that one can reevaluate the event.
Always be protected by counsel when attempting to negotiate settlement on cycling accident claims. The adjuster will attempt to assign negligence on the victim rather than the motorist, and only legal representation can prevent this from happening. Not only that, but it allows the injured individual to focus on healing rather than worrying about their claim.
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